About Us - Comet-lemur

Professional team working together in modern office

Our Story

Comet-lemur was founded in 2014 by a group of former banking professionals who noticed a common thread among their clients: confusion about withdrawal fees. What started as informal advice grew into a structured consulting practice.

We realised that most people accept ATM and withdrawal charges as unavoidable costs. But with proper analysis and behavioural adjustments, these expenses can often be reduced significantly. Our mission became clear: demystify banking fees and empower individuals to make informed decisions.

Today, we serve clients across the United Kingdom, from individuals managing personal finances to small business owners handling daily cash operations. Our approach remains the same—thorough analysis, honest recommendations, and no ties to any financial institution.

What Guides Our Work

Principles that shape how we approach every consultation

Independence

We have no partnerships with banks or financial institutions. Our recommendations serve only your interests.

Transparency

Every fee we identify and every suggestion we make comes with clear reasoning. No hidden agendas.

Practicality

We focus on actionable insights that can realistically fit into your daily banking habits.

Thoroughness

Our audits examine every transaction type and fee category to build a complete picture.

How We Work

Our process begins with gathering your banking statements and understanding your cash usage patterns. We analyse transaction histories, identify all withdrawal-related charges, and compare your costs against industry benchmarks.

From there, we produce detailed reports that break down exactly where your money goes. Our recommendations might include switching banks, adjusting withdrawal frequency, using specific ATM networks, or consolidating cash needs.

We do not execute any changes on your behalf. The final decision always rests with you. Our role is to provide clarity so you can act with confidence.

Our Expertise

Our team includes former bank employees, financial analysts, and consumer advocates. This diverse background allows us to approach fee structures from multiple angles.

We stay current with changes in banking policies, new account types, and evolving fee structures. The UK banking landscape shifts regularly, and we ensure our knowledge reflects the latest developments.

Over 12 years, we have reviewed thousands of banking relationships and developed a deep understanding of how different institutions structure their charges.

Why Focus on Withdrawal Fees?

In an increasingly digital world, cash remains essential for many transactions. Markets, small vendors, tipping, and certain services still operate primarily in cash. Yet accessing cash comes with costs that few people track.

The average UK consumer withdraws cash dozens of times per year. Each transaction may incur fees—from the bank, the ATM operator, or both. For frequent travellers or those using out-of-network machines, these charges compound quickly.

We believe that understanding these costs is a basic financial literacy skill. Our services exist to fill a gap that traditional financial advice often overlooks.

Quick Facts

Founded 2014
Clients Served 2,400+
Team Members 8
Coverage All UK

About Comet-lemur